Undergraduate
Financial Aid
Summary
Learn about the ways in which you can receive grants, scholarships, or loans.
Financial Aid
Overview
College is a big investment, but at GBSC, we’re committed to making it as affordable as possible. Our goal is to help you graduate with little to no debt so you can focus on your future without financial stress.
We offer grants, scholarships, tuition discounts, and work-study opportunities to help lower your costs.
To get the most financial aid, follow this priority list:
- Grants, Discounts, and Scholarships – Free money that doesn’t need to be repaid
- Federal & Institutional Work-Study – Earn money while you study
- Subsidized Loans – Low-interest loans that don’t accrue interest while in school
- Unsubsidized Loans – Should only be used if absolutely necessary
Planning ahead can save you thousands—let’s make your education affordable together!
Definitions
Grants – do NOT need repaid
Scholarships – do NOT need repaid
Loans – DO need repaid
- Subsidized loans – begins accruing interest after leaving college
- Unsubsidized loans – begins accruing interest immediately
Our FAFSA ID # is
015691
Taxes and Your 1098-T
Have a 1098-T but not sure what to do with it? Get your questions answered here.
Graduate Program
For Graduate Program Financial Aid options, head to the Graduate Program website.
Contact Us
- Email – enrollment@gbs.edu
- Call – (513) 763-6565
- Text – (513) 402-chat (2428)

Where to Start
One of the most important steps is to start by filling out FAFSA (Free Application for Federal Student Aid) at studentaid.gov to see what aid you qualify for. You can also use our financial aid calculator to estimate your costs.
Note: Federal and state aid is only available to students who complete FAFSA—which is why this step is critical!

Important Deadlines
Don’t miss these key financial aid deadlines!
- April 30 – FAFSA and institutional aid application due for institutional aid.
- July 1 – FAFSA & Student Work Program application due for on-campus employment.
- August – College Registration Day; your federal, state, and all other aid should appear as a credit in your student account.

Financial Aid Options
There are multiple ways to fund your education and minimize debt.
From grants and scholarships to work-study opportunities and tuition discounts, we provide financial aid options that make college more affordable.
Take a look at what’s available and see how you can make your education at a reality!
Grants
Grants are free financial aid that you don’t have to repay, making them one of the best ways to lower your college costs.
They are typically awarded based on financial need or academic qualifications and can come from the federal government, state programs, or other sources.
By completing the FAFSA, you’ll automatically be considered for grants you may qualify for.
Don’t leave money on the table—start your financial aid application today!
Federal Pell Grant
These are only awarded to undergraduate students who:
- are U.S. citizens or eligible non-citizens with a valid SSN;
- have a high school diploma, GED, or have completed a home-school program with a state that recognizes home-schooling;
- are enrolled in an eligible program as a regular student seeking a degree;
- and who show financial need.
Read more about the Pell Grant and how it could help you.
Federal Supplemental Educational Opportunity Grant
These are only awarded to undergraduate students who:
- are U.S. citizens or eligible non-citizens with a valid SSN;
- are enrolled in an eligible program as a regular student seeking a degree;
- have completed a FAFSA;
- and who show eligible financial need.
Read more about the FSEOG and how it could help you.
Ohio College Opportunity Grant
Student must be:
- an Ohio resident,
- enrolled in an undergraduate degree program,
- Pell eligible based on SAI.
Proceeds can be used for students enrolled full-time, 3/4-time, or half-time.
Ohio Governor's Merit Scholarship
Student must:
- be a resident of Ohio.
- be enrolled in an Ohio public high school or chartered nonpublic high school and determined to be in the top 5% of your class OR you are homeschooled or attend an Ohio dropout recovery high school and are determined to be within the top 5% of similar applicants.
- have registered for selective service as required by federal and state law, if applicable.
- be a junior on track for graduation (as determined by your high school) at the point of eligibility determination.
- graduate from high school on time.
- Note: Students who face extenuating circumstances may appeal this requirement (e.g.: major illness that delays on-time graduation, etc.).
Read more about the Ohio Governor’s Merit Scholarship.
Grow Your Own Teacher College Scholarship
Student must:
- Be selected to receive the scholarship by the review committee with approval from the Chancellor pursuant to the parameters set forth in ORC 3333.393.
- Be enrolled in an eligible teacher preparation program or on a pre-established pathway to a teacher
- preparation program.
- Complete the Free Application for Federal Student Aid (FAFSA).
- Make satisfactory academic progress (SAP) as determined by the institution to continue to receive the scholarship.
- Complete their teacher training program within six years of the initial GYO disbursement, or their scholarship converts to a loan to be repaid.
- Commit to teaching in the school district that endorsed them for four years upon their graduation from an eligible teacher preparation program. 25% of their loan is forgiven for each completed year.
- Each academic year, sign a promissory note payable to the state of Ohio in case the student does not complete their program or service obligation and the scholarship is converted into a loan to be repaid.
Read more about the Grow Your Own Teacher scholarship.
Loans
Loans are borrowed financial aid that must be repaid with interest, but they can help cover college costs when grants and scholarships aren’t enough.
Federal Direct Loans may be subsidized (no interest while in school) or unsubsidized (interest accrues immediately), based on FAFSA results.
Parents can also apply for PLUS Loans to help support their student’s education.
If loans are necessary, we encourage borrowing responsibly—start by completing the FAFSA and reviewing your options at studentaid.gov.
Direct Loans
These loans can be either subsidized or unsubsidized, something determined by FAFSA results (SAI). You must be taking at least 6 credit hours while enrolled in a degree program to be eligible for a Direct loan.
These loans are borrower initiated on a semester basis; you can start the process by submitting the FAFSA and completing a Master Promissory Note at www.studentaid.gov.
Plus Loans
Plus loans are available to parents of students enrolled for at least 6 credit hours. Approval for the Plus loan is dependent upon good credit. An application can be completed at www.studentaid.gov.
Other Outside Aid
Beyond grants and loans, additional financial aid options can help reduce your college costs. Federal Work-Study allows students to earn money toward their tuition by working on campus. Students must apply for a position and complete the FAFSA by July 1 to participate.
Ohio residents may also qualify for specialized aid programs, such as the Ohio War Orphan Scholarship or the Ohio Safety Officers College Memorial Fund, which provide support for eligible students pursuing a degree.
Outside scholarships from private organizations, businesses, and civic groups can also be a great resource. Be sure to explore scholarship search tools and local opportunities to maximize your financial aid!
Federal Work-Study
Federal Work-Study allows students to earn money toward their school bill by working either 7.5 or 15 hours per week at minimum wage. The student will be given the choice to receive funds in the form of a check or have them applied directly to their student account.
Students may participate in the Student Work Program. To participate the student must do the following by July 1st:
For more information about student employment, please contact Human Resources at hr@gbs.edu.
Ohio War Orphan and Severely Disabled Veterans' Children's Scholarship
Student must be:
- an Ohio resident,
- between the ages of 16 and 24
- enrolled full-time in undergraduate study
- pursuing an associate or bachelor’s degree at an eligible Ohio college or university
Read more about the Ohio War Orphan scholarship.
Ohio Safety Officers College Memorial Fund
Student must be:
- a current Ohio resident (but not required at time of officer death)
- ineligible for the Ohio WOS Scholarship (above)
- pursuing an associate or bachelor’s degree at an eligible Ohio college or university
Read more about the Ohio Safety Officers fund.
Outside Scholarships
Scholarships from non-governmental sources outside GBSC help many students pay for college.
You can search for options here or check with your local civic groups, parents’ employers, or other charitable organizations.
- Fordham University – Reputable Scholarship Sites
- Forbes Advisor – 9 Worthwhile Scholarship Websites and Search Engines
Institutional Aid
There are institutional aid options available for you!
GBSC offers a variety of scholarships, tuition discounts, and work-study opportunities to help make your education more affordable.
Whether you qualify for merit-based scholarships, need-based aid, or tuition discounts for alumni children, Christian workers, or missionary families, we’re committed to helping you reduce costs.
You can also earn money through on-campus work-study or take advantage of a 2% discount for paying your balance in full.
To explore your options, complete the FAFSA and any required applications by April 30!
Endowed Scholarship
Students may apply for the numerous privately funded scholarships that are available. These scholarships are awarded according to the specific criteria for each scholarship, the student’s merit and / or need. Awards range from $50 to as high as $5,500. The application deadline is April 30th.
In cases where the disbursement of endowed funds would result in a credit balance on a student’s account, God’s Bible School and College reserves the right to re-award the excess funds to a different student. This practice aims to expand the reach of endowed scholarships and support a greater number of students.
Christian Worldview Scholarship
GBSC is once again offering the Christian Worldview Scholarship to all GBSC campus freshmen coming for the first-time in Fall 2025. After other aid is applied, this scholarship will cover all remaining on-campus tuition costs for both the fall and spring semesters of the student’s freshman year.
Music Major Scholarship
Incoming freshmen enrolling in a bachelor’s music degree program are eligible to apply for this four-year merit scholarship. Students must maintain at least a 3.0 GPA. For more information, contact musicoffice@gbs.edu.
Wingrove Taylor Legacy Award
This award is available for international students attending on campus. It covers tuition for up to 15 credit hours.
- Required: Complete the Wingrove Taylor Legacy Award Application
Tuition Discounts (24-25 Academic Year)
Discounts are available to students who are enrolled full-time (12+ credits per semester). They are applied to tuition after federal and state grants are awarded. Discounts do not apply to room, board, fees, or anything other than tuition unless noted. They have no cash value so no refunds will be given as a result.
Only one discount can apply per student.
Alumni Discount
Available for undergraduate students who have a parent who previously attended GBSC. It discounts tuition up to $500 per semester.
- Required: Complete the alumni scholarship application.
Christian Worker Discount
Available for undergraduate students whose family’s primary source of income is ministry. It discounts tuition up to $500 per semester.
- Required: A letter or email from a supervisor or church board member stating the family’s primary source of income is from ministry.
International Discount
Available for any online undergraduate student permanently residing outside of the United States. It discounts standard tuition 50%. Note: Students do not have to be full-time status to receive this discount
Merit Discount
Available for undergraduate students who graduated as valedictorian or salutatorian of their class. This option is available for homeschool students as well. It discounts tuition $500 per semester for up to eight semesters provided the student maintains a 3.5 GPA.
- Required: Student’s class ranking will need to either show on their transcripts or in a letter from their school.
- Required: SAT, ACT, or CLT scores that meet current requirements:
- SAT – 1090
- ACT (plus Writing) – 21
- CLT – 71
Missionary Child Discount
Available for campus undergraduate students whose parents are actively involved in full-time missions outside of the United States. After student aid and work-study (15 hours per week), any remaining tuition, room (non-private), and board is discounted 100%. Fees are not included in this discount. Students must be US citizens.
Note: If students choose not to participate in the work-study program or a position is not available, they will be responsible to pay the amount it would have provided.
- Required: A letter or email from a missions supervisor stating the student’s parents are actively involved in full-time missions outside of the United States
Student Employment
The institutional work-study program allows students to earn money toward their school bill. Students may apply for a position on campus by completing the FAFSA, a work-study application and submitting a resume by July 1st.
For more information about student employment, please contact Human Resources at hr@gbs.edu.
2% Cash Discount
2% Cash Discount
After all aid has been applied, a 2% cash discount will be given for paying the entire remaining balance in one payment.
a note from
Eli Albring
Transitioning to college can be scary with many unknowns!
I am here to make it as easy as possible so give me a call and we can chat.
Text me at (513) 402-2428 or call (513) 763-6565.

Hi! My name is Eli Albring.
Transitioning to college can be scary with many unknowns!
I am here to make it as easy as possible so give me a call and we can chat.
Text me at (513) 402-2428 or call the number below.